Critical Illness Insurance is additional insurance that can be used in time of medical crisis. Many standard policies do not assume the entire burden of cost for a critical or life threatening illness.
If you have high deductibles, a gap in insurance, lost wages or frequent out-of-network costs, this may be a great option.
These plans pay out pre-negotiated cash benefits for covered services.
Short-term health insurance is intended to provide coverage for three medical scenarios: doctor office visits, emergency care and hospitalization.