faq
Most common question about our services
How do we work with AGENTS?
We offer independent agent contracts requiring the agents to handle their own marketing and sales. In exchange, we offer the highest independent agent commissions in the nation and we pay those agents level renewals for length of membership.
What do we offer ASSOCIATIONS & SMALL BUSINESSES??
Your members and employees matter. We help them toward a more secure future by providing affordable insurance benefits. And, we help you manage your back-office tasks so you can focus on growing your business.
Do you offer DECLINING COMMISSIONS??
NO!!! We ONLY offer level commissions. There is not a single product on our platform that has declining commissions. We empower our agents specifically by avoiding declining commissions. So get ready to grow with HIG!
CARRIERS?
We're a one-of-a-kind turnkey solution for your benefits administration and management needs. Through our strong industry partnerships, you can expand your distribution channels to reach more customers.
WHAT STATES DO YOU DO BUSINESS IN??
We offer products in 49 states.
AM I CAPTIVE??
No! None of our contracts are captive.
ARE THESE THE ONLY PLANS HIG OFFERS??
NO! If there is a specific product you have in mind let us know, we have access to most products and we can even build our own product if needed.